
Today during bar review of the New York Practice topic I thought the following statement was rather amusing: an insane person (defined as any mental disorder that causes overall inability to function in society), although able to bring a cause of action through a competent adult representative under the regular statue of limitations (i.e., time within which a claim must be filed) for a cause of action (e.g., In NY, within 3 years of the date of a personal injury), is entitled to the benefit of a toll (i.e., stopping the clock on the statue of limitations) until the disability ends. Or in the language of the review materials "until insanity clears up."
So the first thing that pops into my head is, "What are we talking about here, acne? Does insanity just 'clear up' like acne? Is there a Proactiv equivalent to 'clear up' one's insanity?" What does Proactiv have to do with pop culture you might be asking, well the product uses "popular" celebrities, like Jessica Simpson pictured here, to promote it and one of the means of promotion Proactiv has used is infomercials. Infomercials are a banal part of our "media culture" given their frequency on TV (See, e.g.,
Ronco Food Dehydrator,
Sham Wow,
Shake Weight). Don't get me wrong, I am not against infomercials, they are in fact one of my guilty pleasures in life, just like my friend and Saturday Night Live joke submitter John (
click here for John's Twitter featuring his jokes that didn't make it on the show). Anyway, back to insanity in this context--I guess the rather broad definition of insanity above, any mental disorder, does lend itself to a broad range of such disorders that could "clear up." So when one's insanity does clear up, how does the insanity toll work?
There are two ways to determine the "new" deadline for a once insane person to sue:
(A) If the original statue of limitations is 3 years or more (which is the case with personal injury in NY which has a 3 year statue of limitations), then the Plaintiff, after his insanity ends gets the
longer time period of either:
(i.) has 3 years from the end of his insanity,
OR (ii.) the time remaining from original statutory period measured from date of actual accrual of the claim (e.g., date of personal injury).
OR
(B) If the original statue of limitations was less than 3 years (so not a claim for personal injury, but another claim that has a shorter period), then Plaintiff, gets that statutory time period and must file the claim before that period expires with the clock starting from the date the insanity ends.
BUT, there is a 10 year limit that begins from the date the claim accrues.
Here is a chart to illustrate (Note: S/L = Statue of Limitations):
Statuory Period | Date Claim Accrues | Original S/L | Insanity Ends | New S/L Deadline | 10 Year File Deadline | Does New S/L violate 10 year rule? |
1 Year (B) | 1/1/2000 | 1/1/2001 | 1/2/2000 | 1/2/2001 | 1/1/2010 | No, 9 years left |
| 1/1/2000 | 1/1/2001 | 2/1/2005 | 2/1/2006 | 1/1/2010 | No, 4 years left |
| 1/1/2000 | 1/1/2001 | 1/1/2009 | 1/1/2010 | 1/1/2010 | No, but New S/L is last day. |
| 1/1/2000 | 1/1/2001 | 1/2/2009 | 1/2/2010 | 1/1/2010 | Yes, 1 day too late! |
2 Years (B) | 2/1/2005 | 2/1/2007 | 2/2/2005 | 2/2/2007 | 2/1/2015 | No, 8 years left |
| 2/1/2005 | 2/1/2007 | 2/1/2010 | 2/1/2012 | 2/1/2015 | No, 3 years left |
| 2/1/2005 | 2/1/2007 | 2/1/2013 | 2/1/2015 | 2/1/2015 | No, but New S/L is last day. |
| 2/1/2005 | 2/1/2007 | 2/2/2013 | 2/2/2015 | 2/1/2015 | Yes, 1 day too late! |
3 Years (A) | | | | | | |
(i) 3/2/2010 | 3/1/2010 | 3/1/2013 | 3/2/2010 | 3/2/2013 | 3/1/2020 | No, 7 years left |
(ii) 3/2/2010 | 3/1/2010 | 3/1/2013 | 3/2/2010 | 3/1/2013 | 3/1/2020 | Irrelevant use (A)(i) |
(i) 3/1/2017 | 3/1/2010 | 3/1/2013 | 3/1/2017 | 3/1/2020 | 3/1/2020 | No, but New S/L is last day. |
(ii) 3/1/2017 | 3/1/2010 | 3/1/2013 | 3/1/2017 | 3/1/2013 | 3/1/2020 | Irrelevant use (A)(i) |
(i) 3/2/2017 | 3/1/2010 | 3/1/2013 | 3/2/2017 | 3/2/2020 | 3/1/2020 | Yes, 1 day too late! |
(ii) 3/2/2017 | 3/1/2010 | 3/1/2013 | 3/2/2017 | 3/1/2013 | 3/1/2020 | Irrelevant |